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    <title>Yuganshu Kathuria — Perspectives</title>
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    <description>Perspectives on data, AI, cloud and technology leadership in financial services.</description>
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      <title>Why Enterprise AI Needs Better Governance</title>
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      <pubDate>Tue, 10 Feb 2026 09:00:00 +0000</pubDate>
      <category>Data &amp; AI</category>
      <description>Enterprise AI does not fail because the models are weak. It fails because organisations deploy them faster than they can govern them. Governance is the enabler, not the brake.</description>
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      <title>Data Products Beyond the Buzzword</title>
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      <pubDate>Wed, 14 Jan 2026 09:00:00 +0000</pubDate>
      <category>Data &amp; AI</category>
      <description>The label ‘data product’ has become fashionable. The idea underneath it is sound — and demanding. It asks teams to treat data with the same rigour they would any product people depend on.</description>
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      <title>Making AI Measurable</title>
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      <pubDate>Tue, 02 Dec 2025 09:00:00 +0000</pubDate>
      <category>Data &amp; AI</category>
      <description>The question every board eventually asks about AI is the hardest one to answer well: what did it change? Measuring AI honestly is less about dashboards and more about deciding what counts.</description>
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      <title>Building Trust in Enterprise Data</title>
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      <pubDate>Thu, 06 Nov 2025 09:00:00 +0000</pubDate>
      <category>Data &amp; AI</category>
      <description>Trust in data is not established by a platform or a policy. It is earned slowly, through consistency, and lost quickly, through a single number that turns out to be wrong.</description>
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      <title>Technology Leadership Beyond Delivery</title>
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      <pubDate>Thu, 09 Oct 2025 09:00:00 +0000</pubDate>
      <category>Technology Leadership</category>
      <description>Delivering programmes is the price of entry for a technology leader, not the job itself. The harder, less visible work is judgement: knowing what to build, what to stop, and what to defend.</description>
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      <title>Cloud Transformation in Financial Services</title>
      <link>https://www.yuganshukathuria.com/perspectives/cloud-transformation-in-financial-services.html</link>
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      <pubDate>Thu, 11 Sep 2025 09:00:00 +0000</pubDate>
      <category>Cloud &amp; Architecture</category>
      <description>Cloud in financial services is rarely a technology problem and almost always an organisational one. The institutions that succeed treat it as a change in how they operate, not just where they run.</description>
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      <title>The Human Side of Technology Transformation</title>
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      <pubDate>Thu, 14 Aug 2025 09:00:00 +0000</pubDate>
      <category>Technology Leadership</category>
      <description>Transformation programmes are described in terms of systems and timelines, but they succeed or fail on something harder to plan: whether people can and will work differently.</description>
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      <title>Enterprise Architecture in an AI World</title>
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      <pubDate>Thu, 10 Jul 2025 09:00:00 +0000</pubDate>
      <category>Cloud &amp; Architecture</category>
      <description>AI does not make enterprise architecture obsolete. It raises the cost of not having one — because AI is only as good as the data, systems and boundaries it inherits.</description>
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      <title>The Operating Model Is the Strategy</title>
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      <pubDate>Thu, 05 Jun 2025 09:00:00 +0000</pubDate>
      <category>Delivery &amp; Operating Models</category>
      <description>Strategy documents describe intent. Operating models decide what actually happens. When the two disagree, the operating model wins — every time.</description>
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      <title>What Capital Markets Teams Get Wrong About Data Platforms</title>
      <link>https://www.yuganshukathuria.com/perspectives/what-capital-markets-teams-get-wrong-about-data-platforms.html</link>
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      <pubDate>Thu, 08 May 2025 09:00:00 +0000</pubDate>
      <category>Financial Services</category>
      <description>Capital markets organisations build sophisticated data platforms and then wonder why adoption lags. The gap is usually not capability. It is a platform built for engineers rather than the business it serves.</description>
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      <title>Delivery Discipline in Uncertain Programmes</title>
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      <pubDate>Thu, 03 Apr 2025 09:00:00 +0000</pubDate>
      <category>Delivery &amp; Operating Models</category>
      <description>Uncertainty is used to excuse a lot of loose delivery. In reality, the less certain the outcome, the more disciplined the delivery has to be — just disciplined about different things.</description>
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      <title>From Migration to Modernisation: Cloud Beyond Lift-and-Shift</title>
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      <pubDate>Thu, 06 Mar 2025 09:00:00 +0000</pubDate>
      <category>Cloud &amp; Architecture</category>
      <description>Lift-and-shift gets an organisation to the cloud. It rarely gets it any benefit. The value is in modernisation — and modernisation is a decision, not an inevitability.</description>
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      <title>Governing AI Without Slowing It Down</title>
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      <pubDate>Tue, 11 Feb 2025 09:00:00 +0000</pubDate>
      <category>Data &amp; AI</category>
      <description>The fear that governance will smother AI is understandable and, handled badly, justified. But the choice between speed and control is a false one. The right governance is what lets teams move quickly and safely.</description>
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      <title>The Case for Boring Technology</title>
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      <pubDate>Thu, 16 Jan 2025 09:00:00 +0000</pubDate>
      <category>Technology Leadership</category>
      <description>Choosing proven, unremarkable technology is often the most sophisticated decision a leader can make. Novelty has a cost that is easy to underestimate and hard to unwind.</description>
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      <title>Measuring What Matters in Transformation Programmes</title>
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      <pubDate>Thu, 05 Dec 2024 09:00:00 +0000</pubDate>
      <category>Delivery &amp; Operating Models</category>
      <description>Transformation programmes are rich in metrics and poor in meaning. Measuring what matters begins with an uncomfortable question: if this succeeds, what will be different — and for whom?</description>
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